Illinois Credit Card Fraud Defense Attorney
Affordable and Experienced Credit Card Fraud Defense Lawyer Serving Chicago and Cook County
Under the provisions of the Illinois Credit Card and Debit Card Act (the Act), obtaining, using, or possessing a credit or debit card by fraud is a serious offense, carrying serious penalties. As violations become more widespread, Illinois prosecutors are becoming more aggressive in how they prosecute these cases. If you or someone you know is accused of or charged with credit or debit card fraud, retaining experienced and aggressive legal counsel should be your first line of defense. The team of criminal defense attorneys at Kathryn L. Harry & Associates, P.C. has the knowledge, skill, and experience to help you navigate successfully through the criminal justice system and has defended credit card fraud and a wide range of white collar and property crimes throughout Chicago and Cook County.
Credit Card Fraud Infractions in Chicago
The Credit Card Act makes it illegal to counterfeit, alter, or use an expired debit or credit card in any way. You cannot use a credit or debit card or account number in an attempt to defraud or trick a person, including the credit or debit card issuer or person(s) providing something of value, like money, goods, or services. It is also unlawful under the Act to use, possess, obtain or receive another person's credit or debit card without that person's consent. Common violations include:
- Knowingly giving a written false statement regarding identity, address, employment in order to obtain a credit or debit card
- Receiving a credit or debit card without legal consent or knowing it was acquired without consent, receiving it with intent to use, sell, or transfer it to someone other than the owner
- Receiving a credit or debit card knowing it was lost, stolen, or mislaid, yet retaining it with the intent to use it, sell it, or transfer it to someone other than the owner
- Selling or purchasing a debit or credit card without the consent of the issuer
Penalties for Credit Card Fraud in IL
The serious penalties for credit or debit card fraud can alter your life. Depending upon the circumstances of the offense, such as the number of different victims defrauded in a given time period, and the dollar value of the fraud, penalties for conviction could include probation, hefty fines, and/or a period of imprisonment. If the act of fraud involves multiple victims and property value exceeding $50,000, you may be subject to federal prosecution and penalties.
The skilled criminal defense attorneys at Kathryn L. Harry & Associates, P.C. know how to defend you on credit card fraud charges or any white collar or property charges in Illinois. Contact us to discuss your case in a free initial consultation. We are accessible and affordable, committed to minimizing your charges and consequences, and protecting your freedom. We can also assist you in expunging charges from your record, when eligible. Our 3 convenient offices are centrally located in the Chicago area, and we serve DuPage, Cook, Will, and Kane Counties.